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"Different from traditional financial services institutions, customers can apply for loans just through the internet, which has greatly improved efficiency and convenience for them," Zhang said.

"Economic cycles are a fact of life. they will happen and maybe we're going into a downturn now, but that isn't going to destroy globalization -- it will interrupt it, but It won't destroy it," O'Neill said.

"Female consumers now focus more on how the clothes make them look when making decisions, compared with the past when they looked at sales prices," said Neil Wang, president of the Chinese operations of consulting firm Frost & Sullivan Inc.

"Digitalization is a key driver and enabler of transformation for companies in the Chinese market. It has become one of our largest markets globally," said Michael Dell, founder, chairman and CEO of Dell Technologies, at the company's tech summit in China in October.

"Family members face changing roles and endure corresponding pressure with the arrival of newborns," said Zhao Fang, a professor of School of Social Development and Public Policy at Fudan University.